Moving Coverage and Valuation

Local Moving Insurance & Valuation:
The most frequently asked question by our clients is: “If I hire a good, reputable moving company like Moving of America, why do I need insurance?” The answer is, for the same reason excellent drivers still need to have car insurance. Regardless of how careful you are, the possibility of damage still exists.

The following 2 options are available for the Moving Date shipments valued up to $50,000:

Option 1: $ 0.60 (sixty cents) Per Pound Per Article Basic Valuation Coverage
This type of valuation is provided by Moving of America at no additional cost to our clients. In the event of a loss or damaged item, the total amount that our clients will be entitled to recover is $0.60 per pound per article. For instance, if a desk that weighs one hundred (100) pounds is damaged, the most that our clients can recover is $60, regardless of the value of the desk.

Option 2: Additional Valuation Coverage
If a client wishes to be paid depreciated value for lost or damaged items, the client must declare a lump sum value for the entire Shipment. This type of valuation is provided by Moving of America at an extra charge of $0.80 per $100 of declared value. Valuation depending on the value of declaration. For example, if the entire shipment is valued at $10,000, the premium would be $80.

If clients shipment is valued above $50,000 and/or contains artwork, items of high value and/or individually valued items at more than $5,000, Moving of America recommends Option 3:

Option 3: Full Replacement Value Coverage
We recommend Baker International; a moving insurance company, that offers full replacement value directly to our clients. This coverage is a more comprehensive coverage than Valuation, and generally offers more options such as deductible levels and higher coverage. This coverage option is more involved, and needs to be obtained prior to the actual move date. Please advise your moving advisor during time of booking. You will receive a separate application for full replacement value coverage. This coverage needs to be obtained prior to the actual move date. If you have a homeowner or renters policy, your household goods may already be covered, however please check with your home insurance agent or carrier.

Certificate of Insurance (COI):
Moving of America maintains a policy of $2,000,000 worth of General Liability insurance, as well as Disability and Worker’s Compensation insurance coverage. Upon your request, at no cost to you, we will issue a COI and we will endorse it with the information of your building management company. Most residential buildings require Insurance Certificates prior to any move (or any work) performed on the premises. The amount of insurance a company carries is a very important factor when choosing a mover. Most building managements require insurance in the amount that Moving of America is already covered for, allowing us access to almost every residential and commercial grounds. We maintain a substantial amount of insurance for our client’s peace of mind.

Real Reviews from Real Customers

I wanted to personally thank the crew of Moving of America for the amazing job they did to move my company to our new corporate location. We planned to move out of our existing office on short notice and your team made the entire experience easy and pleasant. Your team accommodated multiple loads across several days. The hands off approach by your movers allowed us to focus on many other things that required our immediate attention. The team showed their professionalism by showing up early, helping us pack everything, and staging everything perfectly in the new location. Once again, thank you to your entire team!

- Noah

When choosing a moving company, Moving of America, is by far your best decision. From the beginning they were very informative regarding what services they offer and their different packages and pricing. Being that we moved from NYC to Virginia, my stuff was delivered in the same exact condition as it was before. Not only did these guys come earlier than originally promised, their level of hard work and efficiency was beyond phenomenal. They worked straight through from the time of arrival until they were done, without taking ANY breaks, with smiles on their faces and positive attitudes, nonetheless. The team they sent us was EXCEPTIONAL and they made our stressful transition completely stress free. THANKS, MOVING OF AMERICA !!!!

- Ava

Recently, I had to move from Essex County, New Jersey to Brooklyn, New York and I wasn’t sure about who to choose or where to turn for help. So, I asked my friends if they can recommend any honest moving companies. They suggested me to engage Moving of America. I hired them without hesitation and got to witness first hand their level of professionalism and hard workers. The crew made sure to wrap and pack all my fragile items. They were extremely careful while handling my antique furniture. I am immensely pleased with the service and highly recommend them to anyone looking for a great moving experience.

- Emma

We used Moving of America services twice. Once to move out and put some of our office belongings in the storage; the other to move those items back to the office. We had 2 different teams and both were great. The first team had to deal with a 3rd-floor walk-up apt. They were very careful in moving all our boxes and wrapping our furniture with plastic and cardboard. Then they spent a good portion of the afternoon loading everything into the storage unit, which looked like a game of Tetris after they were done. 6 months later, we requested the same team of guys but they were unavailable. A different set of 4 guys came and I was initially skeptical but within the first hour and a half, they unloaded a 10x15 unit that was filled with our stuff. The first, move out the team was more careful and the second, move in the team were very fast. Both teams were great and I highly recommend them.

- Willy & Bros

We moved our office, approximate 160 boxes, 8 computers and lots of furniture. All our stuff was in great condition at destination. They explained everything over the phone, the going rate, the packing service we would have, and a full detailed move plan. They used all type of protective equipment for the furniture. Try them, decent rates too.

- R&PA

The most skilled, experienced and professional movers, I have come across. My move had the chance of playing out in a couple ways. I was definitely moving some stuff and possibly storing some. Not only that they also picked up the unwanted, non-perishable food items to deliver it to their local food banks. Move for Hunger teams up with relocation companies across the country and picks up these items from food banks to distribute it to the poor and needy. I was very much satisfied that I have done a generous act with the help of Moving of America. They are super communicative (called to confirm and called when en route with box delivery and move), prompt, and really friendly.

- Keshahyde